Frequently Asked Questions​

​Frequently Asked Questions​

Please contact us if you cannot find an answer to your question.

What is a deductible?

A deductible is an amount that you're responsible for in the event of a loss. This is the amount you pay out-of-pocket, and insurance covers the remainder.

How can I make sure that I have coverage for my valuables?

When speaking with your agent to set up your policy, any valuables you are concerned about and our agent can review your policy and recommend changes to ensure your valuables have proper coverage.

Do I need to get a new appraisal to renew or changed my coverage?

No. You do not need a new home appraisal during the renewal or coverage change process.